Do you not link to your credit card/bank (respect if you don't want to, of course) - I use YNAB and only check it once a week or so and mostly just edit the names of new merchants and double-check categories of the new transactions.
Re:GnuCash Tutorial and Concepts Guide
by jermaustin1 on Friday October 20, 2023 @11:56AM
(#37957876)
In our personal budget, we link everything we can, because we spend a lot more smaller items randomly, so we can't manually input everything.
For unlinked credit, we just create a budget item for that card and we try to budget them out properly, but it isn't as easy, and we lose tracking into the spending.
The key for me and my wife to get it to work was getting into the groove of entering your transactions and reconciling daily. It is a bit obsessive, but we've been able to completely overhaul our finances with it.
Basically every morning I start my day by opening up YNAB and my bank, and for our personal finances, just making sure everything matches. For my business finances, I actually manually input all expenses (from receipts, invoices, etc) then once a week, I will go through and reconcile with online banking (I usually miss a transaction or two).