Mastercard Should Stop Selling Our Data

Re:Mastercard Should Stop Selling Our Data by quesera on Sunday October 15, 2023 @08:38PM (#37894733)

> Also, some businesses, such as car rental companies, won't provide services to debit card holders.

I think most debit cards, at least in the US, can also be authorized on the credit rails, and can therefore be used to rent cars. It's always worked for me.

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Re:Mastercard Should Stop Selling Our Data by wolverine876 on Sunday October 15, 2023 @09:40PM (#37895096)

How does that work? Do you tell them it's a credit card?

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Re:Mastercard Should Stop Selling Our Data by jdofaz on Sunday October 15, 2023 @09:51PM (#37895159)

Sometimes the terminal will ask Debit or Credit, sometimes it will just prompt for a PIN (meaning it wants to run it as debit) and you can just hit OK and it will run it as credit instead.

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Re:Mastercard Should Stop Selling Our Data by quesera on Monday October 16, 2023 @10:25AM (#37900285)

Annoyingly, Home Depot makes you press "Cancel" at the PIN prompt, and then it automatically runs it as credit.

Of course if you do that anywhere else, you have to restart the flow.

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Re:Mastercard Should Stop Selling Our Data by jdofaz on Sunday October 15, 2023 @09:55PM (#37895180)

When I opened my checking account at Bank of America I was issued a ordinary debit card. After a couple years they replaced it with one with a Visa logo. I argued with them on the phone long enough to get them to replace it with an ordinary debit card. After than one expired they did the same thing and I gave up. I haven't seen a debit card from any bank without visa or mc in a long time.

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