I think you’re very fortunate to not have known anyone who has had to make that calculation.

There is no calculation to make. If you have an untreated MRSA infection, you will die. Now whether the treatment can be overly prosecuted is a different question.

You can set a broken bone yourself. You cannot treat MRSA. You do not walk out of a hospital with untreated MRSA AMA.

If the harm is so great to all of society, then surely all of society would ensure that no one ever has to even think about cutting any treatments short.

Or, even if it's just the knowledgeable and responsible medical profession who knows how important that is, then surely that same knowledgeable and responsible medical profession would ensure that no one ever has to think about doing something they claim to care so much about avoiding. Right?

This responsibility to others argument falls dead flat.

I would rather die than lose all my retirement savings and be forced to find a job in my 60s or 70s. No hyperbole at all.

With an untreated MRSA infection, you wouldn't live to your 60' or 70's. No worries.