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Re:Braid Is Dead, Long Live Braid by dylan604 on Saturday October 07, 2023 @09:54AM (#37801701)
In the late '90s when it happened to me, this wasn't even invented yet. In the US today, 2nd-factor is not widely used at all. Not once I have I been challenged by a 2nd-factor, and if I were to be, I'd have no idea what to do with it.
Re:Braid Is Dead, Long Live Braid by happymellon on Sunday October 08, 2023 @09:35AM (#37810322)
If you were purchasing online then it will tell you to refer to your banking app. If it's in perso , them asking for a pin is pretty straightforward.

So who is pushing back against this? The networks already have it in place everywhere else, and since it's part of the transaction process there isn't a lot for stores or websites to do.