And no, none of those field hospitals built in parking lots and stadiums everywhere were used, either. In Wales, for example, Millennium Stadium was converted into a temporary field hospital with 300 beds and capacity to expand to 2000 beds. It was such a big deal that a public contest was held to name it Dragon's Heart Hospital <https://en.wikipedia.org/wiki/Dragon%27s_Heart_Hospital>. However, said hospital never had more than 46 patients at one time, and was closed in six weeks for lack of use!
Even in NYC, which really did see overloaded hospitals briefly in March-April 2020, USNS Comfort treated a total of 179 patients. USNS Mercy treated a total of 77 patients in LA.
To your point (a), old-age homes should have been much better protected, but it's virtually impossible to shield them off when the virus is raging outside. The most effective way to protect the elderly would be to reduce transmission of the virus in society as a whole.
To your point (b), that's what happens in a pandemic. There's a completely new disease, and doctors don't know how to treat it effectively. Everyone is trying to do what they can, based on experience with treating other diseases. You can't base public health policy around a belief that doctors will instantly know the correct way of treating a pandemic disease. You have to take dramatic measures to reduce transmission in a situation like New York faced in early 2020.
You can see this most clearly in the zero-CoVID countries, which had dramatically lower death rates during the pandemic. Taiwan and China had virtually zero deaths for much of the pandemic, because they traced literally every infection chain and capped it off. They reopened after vaccinating most of their populations, which means that most people in those countries had a primed immune system when they first got infected. As we know from numerous studies, that dramatically reduces mortality.
>Using an event study approach and data from 43 countries and all U.S. states, we measure changes in excess deaths following the implementation of COVID-19 shelter-in-place (SIP) policies. We do not find that countries or U.S. states that implemented SIP policies earlier had lower excess deaths. We do not observe differences in excess deaths before and after the implementation of SIP policies, even when accounting for pre-SIP COVID-19 death rates.