Bad faith actor

Your mistake is you're only thinking about it from the perspective of the stereotyper. Now think about the negative impact (career, legal system, etc) on the person being incorrectly stereotyped.

There's a whole lot of information out there about the harm caused by stereotypes. Normally I tell people to look it up because it's not hard and I'm not your research assistant, but here's a freebie: "Are Greg and Emily More Employable Than Lakisha and Jamal" is a mid-aughts study in which the authors sent out 5k job applications using fabricated equally-weighted resumes that were randomly assigned a stereotypically Black American or stereotypically white American name. Resumes attached to 'white' sounding names were fifty percent more likely to recieve a callback. Would you consider that a reasonable pan-industry attempt by employers to protect themselves from harm based entirely on someone's name?