Currently it is a helpful tool in some niche uses. One of them is rubber duck debugging or reasoning. It does not really matter if the answer is useful, it is enough if it gives you ideas.

This said, there's a real danger to AI as just now. It is enshittification. I am Deaf and I asked ChatGPT to tell a joke about Deaf people. It refused. Corporate is very afraid of shit storms and they will go to extreme lenghts to censor anything off the mainstream. And this is not the only way AI tools could get shitty.

Please, if you find AI lacking somehow, think hard if it was not because of enshittification already.