"No thanks to the nanny warning."

This isn't directed at you then - if you actually have experience and done some real research (not read some news articles), great. Make informed decisions.

"We're grown adults."

A non sequitor. Grown adults are often unknowledgeable, incorrect, strapped for time, etc.

I've frequently seen nonsense pushed as fact, and known that I don't actually know everything. I welcome better (human agency, crowd-source mix) vetting in general.

I'm not so arrogant that I think I can always "do my own research" and get it right.