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Re:Why even let users set their own passwords? by jefftk on Saturday July 22, 2023 @01:46PM (#36828159)
> I'm not totally comfortable with giving someone access to draw from my checking account whatever amount they claim I owe

It's not comfortable, but every time you write a check you're doing exactly this.

Re:Why even let users set their own passwords? by janalsncm on Saturday July 22, 2023 @02:59PM (#36828807)
Well a check is authorization to withdraw a specific amount (which you can verify is reasonable) after a specific time (which you can verify the funds will be good).
Re:Why even let users set their own passwords? by jefftk on Saturday July 22, 2023 @03:29PM (#36829046)
But the information on a check is sufficient for anyone to initiate an electronic funds transfer from your account.