Why even let users set their own passwords?

Re:Why even let users set their own passwords? by SoftTalker on Saturday July 22, 2023 @01:16PM (#36827949)

Yeah and I do use autopay for some very predictable things like utilities. I'm not totally comfortable with giving someone access to draw from my checking account whatever amount they claim I owe, but realistically these days a paper check becomes an ACH payment so I figure there are non-zero chances for error that just cannot be easily avoided.

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Re:Why even let users set their own passwords? by jefftk on Saturday July 22, 2023 @01:46PM (#36828159)

> I'm not totally comfortable with giving someone access to draw from my checking account whatever amount they claim I owe

It's not comfortable, but every time you write a check you're doing exactly this.

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Re:Why even let users set their own passwords? by janalsncm on Saturday July 22, 2023 @02:59PM (#36828807)

Well a check is authorization to withdraw a specific amount (which you can verify is reasonable) after a specific time (which you can verify the funds will be good).

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Re:Why even let users set their own passwords? by jefftk on Saturday July 22, 2023 @03:29PM (#36829046)

But the information on a check is sufficient for anyone to initiate an electronic funds transfer from your account.

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