> I'm so annoyed with three-tier monthly price matrices. It's honestly a red flag for me at this point.

On an aesthetic level, I agree with you. For some business, it’s just not needed.

That said…

As someone who has optimized pricing matrixes many times, I will just say that it works incredibly well. Also, for the whatever number people (like you? sort of like me?) who drop out due to “red flags”, there are legions more who allow their behavior to be shaped in an incredibly profitable way.