This to a T.
My hoarding, which fortunately is mostly digital, is grounded in the fact I came across far too many fucking instances of "Why the hell didn't I keep that?!" such that the prospective cost of throwing something away (deleting it) far outweighs the cost of just keeping it.
Hence I've kept even files that I know for an absolute certainty I would never need again but still hoard because what if I need it?!
As an example: I have a PDF scanned copy of my passport renewal application from over 10 years ago. I will never need it again, the form itself is no longer valid, literally nobody would want it. But I keep it. Why? Because "Why the hell didn't I keep that?!".
I fear what would happen if I learn the same lesson in the physical world.
With physical things it really depends on what you save. I personally tend to keep a bunch of hardware around many people would not. Some of those things will most definitely go out of usefulness date before I get to them, but are hard to get anyway so weird to get rid of. These are liable to become useless. Others are older spare parts that would not, but I cannot be bothered to sell them just yet... They might go out of style and become useless, but are likely to keep their value.
Yet more are some pieces for plans the didn't pan out yet, but they might. These won't break or might get used for something else. And a few fixable broken things that are not quite junk. These might get fixed depending on requirements.
That is different from my mom's minor hoarding in that she keeps things that will not get used for anything ever, look cute but are horrible to keep, and additionally I do regularly clean out total junk...
The new meta is to give stuff to people who will make use of it.
Another strategy I'm trying to adopt is one my brother-in-law lives by, which is to focus on one "thing" at a time. Like he recently wanted to get an RC race car. So he sold his previous "thing" and bought an RC car setup. He'll keep it for a year or two until he finds something else he wants to try and he'll sell the RC car stuff and buy something else.
Yup, that's a key right there.
I do have a more inherited items from my family's past than I can use and have a hard time getting rid of these items.
I find that it is definitely easier when I can give it to someone who will care for it, or even a charity thrift store (e.g., some animal shelters run them for funding). Just tossing it in the dumpster or leaving it in the rain is almost painful, but if it seems that it'll be taken care of (especially better than I would), it's all right.
Similarly, I work with some very expensive materials at my composites business, and offcuts can be valuable. I cringe to put those offcuts in the dumpster, but when they accumulate too much, just giving them away on Craigslist to someone who will use them feels fine.
So, both the inability to make decisions, and also the ability to let someone else make the decision that you'd make (i.e., figure out how to put the stuff to use), are both helpful angles.
I think your polyurethane example mirrors what I see with my mom, and to some degree in myself, and it's something different. It's a fear that you're throwing away something useful. It's not that me or my mom is unable to decide, it's just that we don't want to throw it away because perhaps one day it might be useful (to us or someone else), so we decide to keep it.
I'm trying to improve. I go through my stuff routinely with my SO and I force myself to get rid of things, either give them away or recycle. Do I really need this?
I talked to my mom, she wanted help but she's always talking about "sorting through" stuff. I said I'd only be willing to help if we actually threw away some stuff each time. There's just too much stuff for me to go through again and again. Suddenly it turned into a hard no. She refused my help if we had to throw away something each time. I said fair enough, perhaps not always but most of the times. Still hard no.
Admittedly she has some historically interesting things, and some useful stuff. But also a lot of junk that nobody wants anymore, like that can of polyurethane. And she just can't let go in case it might be useful...