I'm going through this right now but already have a remote contracting job for less than I was making but putting out feelers for in-person. The in-person jobs are usually an hour away and pay more.

Problem is waking up everyday at 6:30 am so I can be in office by 9 is a huge mental and physical stress. Moving closer isn't an option because I own my house. Right now my thinking is do I want to spend an extra 4-5 hours per day on my career just to work in a shitty cubicle for only 30k more? I'm honestly leaning towards putting up with less money and waiting for another opportunity to cross my path.

If shit really hits the fan I can sell my California house and buy a whole house outright in another part of the country and sustain myself easily. I'm just choosing to stay here but I really don't have to.