Plenty of times, unfortunately. You might not see it often— are you openly, publicly gay? Do you hold your boyfriend or husbands hand in public? Are you seen going to and leaving a queer bar on the regular? Have you tried to adopt a child with your same-sex significant other, or are seen in public or going to a public school with your adopted child? If you’re not the target of homophobia it makes sense to not experience very much of it.