News for hackers. Stuff that matters.

A comment on Apple Pay’s long road to paying off is getting shorter. Parent comment

Re:Apple Pay’s long road to paying off is getting shorter by ghaff on Tuesday April 25, 2023 @07:35AM (#35699015)
>There is a transaction / amount limit for contactless transactions.

It doesn't seem to be universal though. I paid for multiple hotels in Europe (so hundreds of pounds/Euros) with contactless payments and--although I actually made a point of making sure my card had a PIN after a problem on my previous trip--I never needed it.

[ Parent | on HN ]
Re:Apple Pay’s long road to paying off is getting shorter by robjan on Tuesday April 25, 2023 @08:11AM (#35699367)
Most (if not, all) banks will send the transaction to a risk management solution such as LexisNexis including a bunch of metadata. It then assigns a risk score and your bank will factor that in with their risk appetite when deciding whether to ask for your PIN.
[ Parent | on HN ]