Apple Pay’s long road to paying off is getting shorter

Re:Apple Pay’s long road to paying off is getting shorter by qwytw on Tuesday April 25, 2023 @06:18AM (#35698531)

> Well yeah, paying with a credit card in physical stores

Maestro and Visa Electron are already or soon will be full discontinued. How can you even tell a debit and a credit card a part nowadays? The only distinction between my credit and debit Visa cards is a single word sign in a tiny font at the back (I live in a EU country).

So unless those Americans are trying to with Amex/Discovery/smth similar cards I'd find this really surprising.

Even a decade or two ago Germany was the only country I've been to where it was only possible to pay with these regional debit cards in some places. I really don't think this was an "Europe" wide thing for a quite a while now.

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Re:Apple Pay’s long road to paying off is getting shorter by lotsofpulp on Tuesday April 25, 2023 @07:31AM (#35698992)

There must be a way for card processors to know if the payment is debit or credit because there are stores in the US that only accept debit.

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Re:Apple Pay’s long road to paying off is getting shorter by qwytw on Wednesday April 26, 2023 @03:03AM (#35710389)

Yeah, I think US is somewhat different, the fees for credit cards seem to be much higher there while in the EU they are caped at 0.3% for credit and 0.2% for debit cards + bank fees .

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