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Re:Apple Pay’s long road to paying off is getting shorter by rswail on Tuesday April 25, 2023 @05:53AM (#35698384)
The difference is that in most of the world, merchants are required to provide at least contact ("Chip+PIN") readers and as of a few years ago, fully support contactless reading.

It's only the US as a major environment that has delayed (and delayed) applying the same rules, or that adopted Chip+Signature in the first place.

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