Heh, I see we're following the Manna timeline
Still a potential possibility - sadly IMO more so than the utopia vision of AI; thanks for reminding me of this. We simply become fodder for the things AI can't reasonably do in the "real world" until it can with the owners of the systems living it up.
Even proactive people are made to believe they are just one more "rise and grind" away from being a millionaire, they want to be succesful in this society, so they have no desire to tear it down.
What could bring the stack of cards coming down I think, is a housing affordability crisis. For anyone who has ended up without a home or even just the threat of losing a place to live, you wake up to that reality real quick. If there is suddenly a majority without work and without a home, that's a bunch of people who just found out the system is broken and will want answers.