Same here except I run Roon on my homeserver with unRAID. The last thing I remember them trying to "up-sell" me on was their new "RoonARC" app which I now use all the time as it just allows remote streaming of my own music. The multiroom support with Roon is also very well implemented - I can move the music I'm listening to between rooms as I move throught the house or I can play the same music in multiple rooms simultaneously.

Qobuz subscription for streaming and discovery, and I buy an album for keeps as a celebration of every payday - there's no nicer feeling than owning your own media!

Disclaimer: I work in HiFi so may be a little biased towards the audiophile lifestyle.