After multiple complaints from merchants, Paytm and the likes innovated this affordable idea.
> The 48-year-old, who can neither read nor write, would need to call his son to confirm that the payment had been received.
Looks like the author made up a narrative. These vendors definitely can read numbers, they manage loads of cash through the day. They do lightening fast calculation in their head - which would put a Math grad student to shame.
They may not be able to read, write English (or other languages) but they are very comfortable with numbers and operations on them (addition, subtractions...).
And they would not need "their son" to confirm the amount (they can read), and also they would recognize a very large green checkmark (an icon to confirm successful transaction), so don't need "their son" for that too.
I get what you are saying, but none of this would put "a Math grad student to shame". If you really think it does, you definitely have no clue what grad students do - sincerely, a grad student whose best friend is a math grad student.
He meant they do basic calculations very fast with out a calculator.
It is an interesting topic. I remember seeing an article about teaching maths to shopkeepers kids in third world countries. By western standards, they are quasi-illiterate. They are however remarkably good at tasks like giving change. When asked about their reasoning, it involves exchanging bills and goods rather than abstract numbers, and IIRC, they do better than western schoolkids of the same age.
- How does the customer know how much to send and where?
- How quickly does the confirmation come through? Does it say who the money is from?
- What happens if the vendor is distracted and misses the confirmation for a particular order?2. Within seconds. When I paid while over there it was 2 - 5 seconds. It doesn't say who the money is from though.
3. The merchant has to check their phone or trust the screen on the customers phone.
It works surprisingly well for 95% of use cases. Usually more than one person isn't checking out in parallel. It lets the merchant continue cooking / packing your items / pouring a tea for someone else / etc.
Video demo: https://www.youtube.com/watch?v=qUR84Qz0KbM
A) definitely don’t want to leave a smartphone someplace easy to check
B) don’t want to take the time to unlock your smartphone to see the notification
C) do want something that can notify you without taking your attention away from three other customers
I really think the form factor is great.
I guess you can’t choose tips so American can’t use it. But I find it a good example of less intrusive tech.
This is exactly it! I remember the time before these speakers became commonplace. You had to wait while the vendor checked his phone, argue if there is a delay in SMS notification, crowded environments meant waiting your turn and in general it was a very real hassle. With these speakers, you do the payment, yell out saying you have done it and go your way (async I/O :-) .
It is one of those small things whose impact is huge in practice. It is a lesson to us techie folks to always concentrate on the "real user experience" rather than imagined ones.
Now all they have to do is listen to the confirmation, directly streamed from the payment gateway vendor's server as soon as receive the money. Minor convenience, agreed, but the service isn't expensive to run (thanks to the minimal hardware it needs and the low data prices in India) and surprisingly even small vendors are okay with paying a subscription fee for it.