The code is open source, your only risks are bugs, exploits and the government.

Bugs, exploits, and "only problems" in the same sentence are what makes it funny, especially when your money is on the line and the most popular smart contract lang is JavaScript for blockchain edition

By shady guy, the commenter is likey referring to peer-to-peer marketplace swapping of fiat and crypto, not DEXes. DEXes cannot offer fiat currencies since it is inherently centralized. AFAIK, the only options to exchange fiat are centralized exchanges and peer-to-peer marketplaces, both of which rely on extensive trust in a very small number of people, and are not open-source or publicly-auditable.

Without any fiat on-ramp crypto is worthless. its value is always measured by how much fiat it can be sold for. without that it has no value. what are you gonna do, go mail a stranger cash for coins? send him gold bars for coins? lol. this crap is OVER. please wake up! or dont, i don't really care..

Glad we agree the IRS shouldn’t be taxing something that has no value.

Stop raging, your argument is invalid simply because I can exchange crypto for goods and services and you don't even see this simple problem

there are, and will be, other fiat onramps

Even Paypal and Cashapp are trusted crypto exchanges now. The crypto you receive there can access the entire crypto economy.