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Re:Apple introduces Apple Pay Later by imwithstoopid on Tuesday March 28, 2023 @12:36PM (#35343792)
you probably aren't the target

the target is uneducated (in the financial sense) consumers who are enticed into making purchases they might otherwise not make (and probably shouldn't make)

Apple probably wants to get at the consumers who are still buying cheap Android phones who will be bowled over by the psychology of splitting the purchase price into installments

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