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Re:Apple introduces Apple Pay Later by SkyPuncher on Tuesday March 28, 2023 @12:29PM (#35343691)
In that case, this is essentially just a credit card (without the benefits/protections).

The use case here seems to be people who would not actually be able to pay this off in a month.

Re:Apple introduces Apple Pay Later by lotsofpulp on Tuesday March 28, 2023 @02:48PM (#35345957)
The use case is people who do not qualify for a traditional 2% cash back or equivalent credit card. Surely Apple does want people who can pay their Apple BNPL debt per the schedule.