This has been debunked many times. The source is misleading to the point of being deceptive, it is pushing a narrative. Per the US government, the median household has $1000 per month leftover after all ordinary expenses. A very detailed breakdown of this for each income decile is available from the BLS.
You can’t square “most Americans can’t afford a $1000 emergency expense” with “median Americans can afford to light $1000 on fire each month without impacting their standard of living”.
And it would be news to million struggling to pay the bills and rent (and not because they buy expensive lattes or new iPhones) that then can "afford to light $1000 every month without impacting their standard of living".
Especially for people whose standard of living is already working their ass off, perhaps in two jobs, and still scrapping to make it and not even thinking of affording to sent their kids to school, or can't even dream of ever being able to survive a need to stay off work for a month for medical reasons...
Most people also don't have $1000 for an emergency, live hand to mouth, and are dead scared of the cost and impact of a potential health issue. They are also overworked, underpaid, and with raising expenses, and sick of it, with depression levels skyrocketing. Having "a 10 million dollar supercomputer in their pocket" is not that comforting compared to that.
We've killed old style job security, cheap college education, affordable housing, the middle class and decent working class jobs, public infrastructure, and many other things (not to mention the environment), but in return we can have a rectangular gadget to access "all of the world's information in an instant" (which practically is just used to distract ourselves to death). Hurray!
https://www.marketwatch.com/story/more-americans-are-using-b...
https://www.cnbc.com/2022/01/19/56percent-of-americans-cant-...