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Re:Epic Games to Pay $245M for Tricking Users into Making Un... by optionalsquid on Wednesday March 15, 2023 @05:28PM (#35174983)
> Steam and Amazon do the same thing - get hacked and get charged for some items, if you dispute the Steam charge you lose your $5000 account, that's not a fair playing field and effectively negates the protection offered by credit card networks.

As far as I know, you won't actually lose your account if you perform a chargeback against Steam, but the account does get restricted in a number of ways, preventing further purchases, access to community features (including trading), multiplayer on VAT enabled serves, and more. The official documentation does not list the specific restrictions [0], but the (fairly old) screenshot in this thread does [1]. Moreover, the restrictions seem to temporary in some cases, even without the account holder reverting the charge-back [2]. Both sources are old, but I don't recall hearing of any changes in this regard, nor could I find anything in that vein.

[0] https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22...

[1] https://www.reddit.com/r/Steam/comments/2inknm/help_steam_re...

[2] https://www.reddit.com/r/Steam/comments/2qa7fx/visa_has_char...

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