What? The FDIC controls the premiums, because the FDIC is the insurer. Moreover, the FDIC is not actually paying out any insurance claims here! SVB is being acquired, and the acquirer is providing access to funds on Monday, not the FDIC. There is no cost to the taxpayer here, and the FDIC is not raising premiums as a result of this either. It didn't pay out any claims (and wouldn't likely raise premiums even if it did).

Not the taxpayers, all the other banks which are funding FDIC have to pay:

> Any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law.

So even those that were not insured will now be retroactively insured, and the better-run banks will have to pay for it, won't they?

There aren't any losses to the deposit insurance fund yet. If this increases confidence then it will instead reduce how much is taken from it.