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A comment on Yellen says government will help SVB depositors but rules out bailout. Parent comment

Re:Yellen says government will help SVB depositors but rules... by blep_ on Sunday March 12, 2023 @06:31PM (#35127176)
The limit is per depositor * bank, not per account.
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Re:Yellen says government will help SVB depositors but rules... by ww520 on Sunday March 12, 2023 @07:08PM (#35127788)
You’ll just be the depositor four times, once per account. It’s per account at the end.
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Re:Yellen says government will help SVB depositors but rules... by mlyle on Sunday March 12, 2023 @08:33PM (#35128889)
No... if the same depositor + ownership structure owns 4 accounts, the total insurance is $250,000, not $250,000 x 4.
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Re:Yellen says government will help SVB depositors but rules... by sokoloff on Sunday March 12, 2023 @07:52PM (#35128394)
Per person, per bank, per account ownership category.

https://www.fdic.gov/resources/deposit-insurance/brochures/i...

If you had a single-owner account and a joint account, you would have $250K in insurance for each of those accounts.

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