As an owner who feels responsible to your staff, and who feels bewildered by the sudden closure of your bank, you may not trust what you think you know.

Securing alternative funding for your payroll makes sense and is commendable.

Uh yeah, in the very unlikely event that you find yourself explaining to your staff why payroll hasn’t been run, about the last thing you want to lead with is “Well, see, after our our bank failed, I assumed…”