Bullshit. I saw what happened 12 years ago and I can see what is happening now. No one is blowing anything out of proportion and least of all if they are they are not the reason I am nervous about my near and medium term situation. Many others here are the same.

The 16th largest US bank disappearing in 24 hours is not a molehill, particularly when it is the one that is the source of the check you depend on in existing in 6 days. Hope is not a strategy.