sadly you can remove the "on this website" qualifier from your last sentence and it holds just as well...

How easy is it for a real life poor person to just get $2M to start a farm? Almost everyone I've met with family farm inherited the land which was probably traced back to it being claimed in the frontier days.

In the agricultural corner of the world I consider my motherland, there are banks that cater specifically for farmers and fishermen. Actually, my first bank ever belong in this category, probably the biggest fish in this pond. It's honestly rather inconvenient if you are not in the agricultural demographic; if you live in the urban areas it's next to impossible finding a convenient branch.

I'm not in a position to elaborate how their loans work but they do exist and I'm also pretty sure two million of our not-USD currency is not a prohibitive amount to loan to start a farm. It's a realistic investment people in rural areas can do.

A lost folks in general (and SV in particular) operate on the principle of "got mine f you". They're comfortable so now we don't need to do anything to make anyone else so. It's a symptom of the greater issue of a lack of empathy.