A previous employer paid for it, now I pay for it out of pocket. The convenience of scheduling routine things or setting up a video visit with a provider is more than worth it. There are many things where you might have considered going to an ER or making an appointment with your PCP, but instead you can have a quick video call which can help triage/understand what you're dealing with.

A few months ago I got a stomach bug traveling, and was able to do a quick video visit and get a script for antibiotics sent to a local pharmacy even though I was out of my home state. The ease of that one event is well worth the annual fee. There was no additional charge for the video visit.

During the height of covid, I got some other respiratory thing that I thought might be covid and I was extremely stressed. I did a video visit with a provider who was working (from home) while sick with covid. I thanked her for her service and started to cry.