I believe the most likely research-related origin involves an unpublished virus. I don't think that's implausible; the WIV was also sampling in Laos, and no research group in the world has published literally everything they're currently working on. Even with no attempt at secrecy, it takes time to write stuff up. It's also possible that SARS-CoV-2 is a naturally-evolved virus collected and leaked by the WIV before they were able to sequence it.
As to the grandparent's final question, I'm not aware of any serious claim that Pfizer had anything to do with this. There was a claim that Moderna was somehow involved, based on a genetic sequence that appears both in SARS-CoV-2 and in a pre-pandemic Moderna patent; but that sequence appears in other previously-known organisms too.
What I heard about that was based on supposed leaked information (Project Veritas). Such information going public would obviously be very bad PR, so it would make sense for it to be secret, if it's real. But also, anyone can record a fake interview (and nowadays, somewhat convincingly replace the faces and voices too), so...
https://www.factcheck.org/2023/02/scicheck-no-evidence-pfize...
I'm not aware of anyone developing vaccines targeting laboratory-enhanced viruses. GoF proponents sometimes cite earlier vaccine development as a possible benefit, but even they don't actually fund such work--the mutations that occur in the lab aren't predictive enough of the mutations that will occur in real human spread to justify the speculative investment. The research of concern is pretty much all in academia, basic research with more nebulous intended benefit.
I don't know about those specifically, but one of the earliest genetic matches we had is a natural virus called RaTG13 and was studied in the Wuhan lab. I think a closer match has since been found though.
> I'm not entirely up to speed but I recall hearing something about the US government funding them (without its own knowledge..?), so perhaps that info is not only in China's hands.
Yes, indirectly through EcoHealth Alliance, hence the "without its own knowledge" part.