> Malware can indeed be worse than hell. Have you ever had your bank account hacked? Or your email account broken into? Or your identity stolen and had to deal with dozens of credit cards being registered and then hit the limit under your name?

To be honest - as an older-phone user, that's part of why I never access email on my phone, nor my bank account. I see my phone as something that's basically insecure, and take into account (no pun intended) the possibility that other people will be able to access its contents.

I realize, though, that many old phone users don't hold this view necessarily.