please no one say crypto ;-)

but I definitely have the same question, I always deposit anything sent to me via paypal, venmo, whatever right away so there's zero balance.

good luck telling a bank to un-authorize someone from being able to deposit or remove money from your account though, I had to call them up and they didn't even seem to know how to do it.

somehow it isn't just a checkbox, it seems to me like revoking that permission should be vastly easier than providing it...