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Re:You Need at Least $3M in Savings to Live Comfortably in R... by Thorrez on Tuesday February 21, 2023 @02:16AM (#34877815)
Any example of a calculator assuming it's stored under a mattress?

Here's[1] an article on the 4% rule, and it clearly is about invested money:

> The rule applies to a hypothetical portfolio invested 50% in stocks and 50% in bonds.

[1] https://www.schwab.com/learn/story/beyond-4-rule-how-much-ca...

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