Perhaps. Or perhaps our socioeconomic systems shouldn't be so insanely misaligned with the literal continuation of our species.

Fertility rates and birth defects forced our hand. Saving longer just raises your chances of holding nothing but blood and ashes at the end.

Maybe housing in tech hubs shouldn't cost $5k a month.

Means don’t care about home repair, particularly foundation repair, new windows to remove draftiness, and siding repair all hitting around the same time, draining your savings right when layoffs start occurring.

We do quite well, living well within our means, allowing us to be able to cover these types of big once-in-a-home owner’s lifetime surprises, but a layoff could mean we’re simply making the place nice for the next folks while we bail out to find something new.

Life ain’t cheap and the social safety net has been used and abused to the point bad timing can destroy everything you’ve worked for with one unexpected meeting with HR on some random Tuesday.