Yes, was about to suggest Ramsey as well. His advice is quite repetitive (baby-steps..), but that's kind of the point: there are some easy rules that you will learn by heart if you listen to Ramsey for a few months. I live in Europe and half of what he says doesn't even apply to me, and yet I still think about them every time I consider a financial transaction. "Can I buy this car? - no, it's over 10% of my household income".