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Re:How Equifax Became a Private IRS by gruez on Tuesday January 24, 2023 @12:11AM (#34499596)
>Being bad at that because of inherent inaccuracies in their methodology is a problem.

The parent poster already mentioned that it's "not a crystal ball". It doesn't have to be perfect. Sure, there are some edge cases where it fails, but if it works 99% then it's good enough. On the flip side, do you really want a minority report like system that can predict your future credit with 100% accuracy?

Re:How Equifax Became a Private IRS by Retric on Tuesday January 24, 2023 @06:54AM (#34502467)
99% accuracy is wildly overstating things. With low enough accuracy such predictions become actively harmful.