How Equifax Became a Private IRS

Re:How Equifax Became a Private IRS by Supermancho on Monday January 23, 2023 @11:57PM (#34499481)

> Your information is not broadcasted to all companies in existence only those who you've authorized

Famously, Experian ("freecreditreport.com") sold partially filled form information. This is before submission and up to 9 times. Feel free to go to the site signup today and watch the information being streamed (in a hashed form) from your developer console.

[ Parent | on HN ]

Re:How Equifax Became a Private IRS by hyperman1 on Tuesday January 24, 2023 @04:59AM (#34501715)

This seems a great opportunity. Fill in false information, don't submit it, and watch your credit score raise?

[ Parent | on HN ]

Re:How Equifax Became a Private IRS by Supermancho on Tuesday January 24, 2023 @11:59AM (#34506366)

Filling out a form has no bearing on your credit score. This mechanism is leveraged to monetize someone's information independent of that person's credit score or the accuracy of the information.

[ Parent | on HN ]