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Re:How Equifax Became a Private IRS by lmm on Monday January 23, 2023 @10:36PM (#34498844)
> If you take a loan and pay it back on time, you'll have high credit.

Unless you're on the Equifax blacklist. Journalists who wrote anti-equifax articles tend to find their way there, as do ex-girlfriends of upper management. And conversely women who do NSA hookups with a VP or above tend to find their way onto a whitelist that boosts your credit score by 150 or so - it's considered an unwritten perk of the job.

(The above is purely speculation, I have no idea whether any of it is actually true, but honestly, why wouldn't it be?)

Re:How Equifax Became a Private IRS by xxpor on Tuesday January 24, 2023 @11:55AM (#34506291)
This is a good reason for most finance companies to take the middle of the 3 scores.
Re:How Equifax Became a Private IRS by lmm on Tuesday January 24, 2023 @07:00PM (#34512413)
That helps some, but realistically it's a small industry and there are lots of channels (formal and otherwise) linking the competitors. A lot of people working at one previously worked at another.