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A comment on How Equifax Became a Private IRS. Parent comment

Re:How Equifax Became a Private IRS by epgui on Monday January 23, 2023 @09:28PM (#34498342)
It's also super Kafkaesque, because there is no way for you to know why your score is exactly what it is. There is no published rule book or methodology.
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Re:How Equifax Became a Private IRS by 33955985 on Monday January 23, 2023 @09:41PM (#34498442)
Yep. It’s all a secret. You are measured by an invisible system that you can’t opt-out of, can’t question… oh and just in case you thought you could learn from experience, here comes a newer “version” of the score that determines whether you’re allowed to build equity or whether you’re relegated to paying someone else’s mortgage.
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