Who Pays for Your Rewards? Redistribution in the Credit Card Market [pdf]

Re:Who Pays for Your Rewards? Redistribution in the Credit C... by 988747 on Monday January 23, 2023 @05:23PM (#34495964)

Thanks for the details :)

Seems like Amex Hilton Aspire card is the key here, just not sure how to get one, not living in the US, and having no credit history there. I assume they require some exorbitant income level as well?

Anyway, seems like just getting Diamond status gives you quite a bonus. I'm in this weird situation where I plan to go to US for the next 3-6 months, and I am actually considering living in Hiltons the whole time :)

[ Parent | on HN ]

Re:Who Pays for Your Rewards? Redistribution in the Credit C... by scarface74 on Monday January 23, 2023 @06:10PM (#34496433)

In the US, income has little to do with getting credit cards.

The only time that banks really care about your income or your income to debt ratio, is buying a house.

[ Parent | on HN ]