> I've previously assumed that the choice there is either:

> a) don't save CC info at all

> b) save CC info in tokenized form (whatever that means)

> And since I never save CC info on websites (only in the phone wallet feature) I've always rejected these "tokenized" prompts. But it seems I need to research this thing more next time.

Tokenization means that the payment processor saves your cc information for "easier" use when you make purchases/pay bills in the future. The seller/service provider can of course use that token to charge you anytime they want. I hope this helps with understanding how it works(and why I am hesitant to allow tokenization of my cards).