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Re:Ask HN: Why are toggle switches replacing checkboxes? Isn... by j33zusjuice on Thursday January 19, 2023 @09:34AM (#34440668)
Why would anyone not want it tokenized?
Re:Ask HN: Why are toggle switches replacing checkboxes? Isn... by brookst on Thursday January 19, 2023 @10:29AM (#34441330)
Also curious. The only thing I can imagine is wanting to call customer service and have them say “you paid your last bill with the CC ending in 1234” and knowing which of your card that is? Seems like a stretch.
Re:Ask HN: Why are toggle switches replacing checkboxes? Isn... by Yizahi on Friday January 20, 2023 @09:14AM (#34453390)
I've previously assumed that the choice there is either:

a) don't save CC info at all

b) save CC info in tokenized form (whatever that means)

And since I never save CC info on websites (only in the phone wallet feature) I've always rejected these "tokenized" prompts. But it seems I need to research this thing more next time.

Re:Ask HN: Why are toggle switches replacing checkboxes? Isn... by Tha_14 on Sunday January 22, 2023 @08:38AM (#34477227)
> I've previously assumed that the choice there is either:

> a) don't save CC info at all

> b) save CC info in tokenized form (whatever that means)

> And since I never save CC info on websites (only in the phone wallet feature) I've always rejected these "tokenized" prompts. But it seems I need to research this thing more next time.

Tokenization means that the payment processor saves your cc information for "easier" use when you make purchases/pay bills in the future. The seller/service provider can of course use that token to charge you anytime they want. I hope this helps with understanding how it works(and why I am hesitant to allow tokenization of my cards).