They're noisy too. Not loud, it's a quiet hum, but it's annoying if that annoys you, some people are sensitive to noise. The system I have doesn't seem to have a variable-output control, so it uses an on/off hysteresis that drives me up the wall. I could deal with a constant hum, but the stop start every minute or two is annoying. A previous house I lived in the ducts were absolutely silent unless it was on high you could hear some airflow noise. They can be placed anywhere wall floor ceiling (depending on construction of course), and have a wide range of styles.

Ducts are a superior look and experience IMO, just slightly less efficient. Nothing wrong with preferring them.