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A comment on The 'Buy Now, Pay Later' Bubble Is About to Burst. Parent comment
Yes. We consumers appreciate that.
> You may be unwilling to pay a fee, many other people are.
Sure. I think a lot fewer people will be willing to pay $X than $0.
> Interest rates have little effect on BNPL financing
0% APRs are only really feasible in a low-interest environment. There's a reason that Fed rate hikes are immediately followed up by APRs.
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Yes. We consumers appreciate that.
> You may be unwilling to pay a fee, many other people are.
Sure. I think a lot fewer people will be willing to pay $X than $0.
> Interest rates have little effect on BNPL financing
0% APRs are only really feasible in a low-interest environment. There's a reason that Fed rate hikes are immediately followed up by APRs.