You're confusing what with why. My understanding is that everyone knows it has something to do with electrons collecting on the balloon; but nobody quite knows why rubbing rubber against hair causes the electrons to do that.
Yup! It's like understanding the why of weather and people. They are messy and have so many factors you can't account for. It's like saying, why are the clouds shaped like that. You can why your way down, but it's turtles all the way!
When it comes to non-linear junk, the why becomes mixed up because the causes are so numerous. There are so many tiny interactions you can't really say there is one individual cause. Often times you have phenomena that occur at specific energy levels that aren't really caused by any one thing. Even something as simple as a double pendulum is unpredictable.
One thing that is kind of mind blowing is strange attractors. Systems that are so random you cannot predict them even a few moments later can exhibit seemingly ordered patterns. They seem to have a cause, but they are literally just statistical mechanics. A slightly more likely outcome out of un-countable numbers of other outcomes.
First you would need a world-wide cloud layer reflecting insolation back without conversion to IR. As the temperature drops, ice forms. When the clouds dissipate, the ice takes over reflecting sunlight out.
Often the gap between what and why is enormous. Humanity began curing meats to protect against microorganisms around 3000BC. The effect of what was going on was immediately observable, but it wasn't until 4500 years or so later that we discovered the why of microorganisms.
You mean dielectric moments and static electricity? Electromagnetism is the one thing we know the most about. It's that spooky gravity junk that makes us scratch our heads. It never seems to behave quite right and doesn't mesh with all the other forces.