lots of info here[1]
TL;DR: The US regulations prevent small electrical faults into things like swimming pools from causing people to drown. The european regulations will stop you getting killed by electricity directly, but won't stop you drowning if you happen to be in a pool while touching some wiring.
[1]: https://diy.stackexchange.com/questions/218700/why-are-usa-c...
US electrical wiring always weirds me out. Cables run through walls without pulling them through hard plastic conduits and sockets that look like something designed seventy years ago. It's probably a matter of perspective, but it seems like such a completely different approach.
Whole-house GFCI is a good thing, but we should be careful to consider what you get for that. In order for GFCIs to coordinate the whole-house device is going to trip at a relatively high current. This is definitely on the edge of what will disrupt the heart of a person. American GFCIs are often at the device level on the outlet, so they are more error prone in terms of spurious trips but they are also much, much safer because they are substantially more sensitive.
In this case a Class C GFCI may be used to provide fibrillation protection, let-go-protection is optional.
A Class C GFCI is 20mA trip current.
This will not spuriously trip your freezer. If you're having issues with this it's because you're designing your power distribution system incorrectly.
GFCIs are notorious for tripping on certain appliances like refrigerators and freezers, and can trip due to RFI from other devices in the house.
AFCIs do not like anything with a brushed motor, especially power tools and sufficiently large vacuums.
I have personally experienced all of these just in the last couple years.