It is still worthwhile to understand what you're doing, and how the breakers/GFCI/Arc fault will save your ass - and why they are NOT the same thing!
I'd be interested to see tests demonstrating otherwise though.
Obviously if you are doing it to the standards, you crimp the wire first and use a torque screwdriver to tighten to the exact correct torque.
That depends what you see as near-fire ;) I recently helped out a friend whose lights had issues after she installed a more powerful fixture, turns out that the person installing it overtorqued the wire in the switch so much it nearly sheared off probably already during installation, and came completely apart when I took the switch out of the wall.
Better be safe than sorry and use Wago clips.
Strands only break when wire moves and that would be the fault of bad stress relief, not "screwing it too hard"
Therefore, lots of people DIY stuff illegally...
If you choose this route, understand that:
* The main cause of injury/death caused by electrics is fires. Fires are normally caused by improper fuses (a fuse/breaker should always be the lowest rating of any device/cable/connector downstream of it, unless that device has its own fuse), or badly made joints. Do joints properly with wago blocks or by tightening screw terminals very tight.
* The 'obvious' risk from electrics of electrocution is reduced to almost zero by installing a whole-house RCD/GFCI device. I wouldn't want to live in a house without one. And turn the power off before doing electrical work.