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Re:Identity Thieves Bypassed Experian Security to View Credi... by ndsipa_pomu on Monday January 09, 2023 @10:59AM (#34311790)
There's a bunch of people making money from it and that usually takes precedence over whether it is fit for purpose in other ways.
Re:Identity Thieves Bypassed Experian Security to View Credi... by thinkmassive on Monday January 09, 2023 @11:17AM (#34312021)
Yep, think of credit score as a rating of how likely a debtor will be profitable to creditors over the long term.